Fingrow Consulting Group experts are implementing a pioneering program to rescue ailing businesses in partnership with cooperative banks.

Cooperative banks have a long tradition in Poland. Financial institutions legally owned by cooperative members conduct banking activities, and the legal basis for their organization is cooperative law. Many entrepreneurs encountering business problems turn to cooperative banks for assistance, primarily in the form of a loan or long-term credit. However, a financial injection alone often does not solve all problems, especially when the company requires urgent and comprehensive restructuring.

Fingrow Consulting Group experts propose streamlining cooperation between entrepreneurs and cooperative banks, thus helping companies get back on track.

Clients who approach cooperative banks with various financial and organizational problems are placed under the wing of our specialists. Under our mandate, we conduct negotiations with banks, develop a comprehensive restructuring plan, and oversee the company’s transformation process. The company’s restructuring program also involves debt repurchase, streamlining the company’s structure, and strategic rebranding.

The entire restructuring plan, in collaboration with cooperative banks, includes creditors – all debts are repaid, and the company receives additional investment. Acting under the power of attorney granted to us and based on the shares stipulated in the agreement (granted only for the duration of the restructuring), we are implementing a new strategy encompassing financial, image, and marketing aspects. The collaboration between Fingrow Consulting Group experts and cooperative banks allows entrepreneurs unfamiliar with the operating model of these institutions to achieve maximum benefits from mutual cooperation.